Ingredients for 1 servings:
1. 8 ounces cream cheese, softened
2. 4 ounces monterey jack cheese, shredded
3. 2 teaspoons Dijon mustard
4. 1 large granny smith apple, shredded
5. 2 tablespoons chopped chives
6. 1/2 cup finely chopped pecans
Directions:
1. In a food processor or by hand, combine cheeses and mustard, blending until smooth.
2. Remove to a medium bowl.
3. Add apples and chives and gently combine mixture.
4. Sprinkle with pecans.
5. Chill and serve with crackers.